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Car Insurance Usa Advice

As you know in these days of financial crisis, american car insurance costs are going up and up, but it’s something we all need and must have in the eyes of the law. However, don’t be fooled into thinking you just have to accept the quote your insurer gives you, as there are plenty of ways to significantly reduce your car insurance costs.

Firstly, you should shop around as much as possible – too many people don’t even do this step which is unforgiveable with the internet at our disposal these days. The wonderful world of the internet allows you to easily compare insurance costs of various insurers, so get looking today. Plus, you’ll usually get a discount of 10% or more just for buying your policy online.

Secondly, look at what policy suits your particular situation. For example, if you go for third party, fire & theft, you can significantly reduce your monthly premiums compared to a comprehensive policy.

Thirdly, there’s the no claims discounts: Nearly all policies feature a discount that increases for every year you don’t make a claim. The more years you have not made a claim the better. Also look at insurers offering a ‘no claims bonus for life’ feature, where your current discount level can be fixed forever, even if you have to make a claim somewhere down the line.

Look at what excess you have on your current policy, this is the amount you pay before the insurer picks up the claim. You will get a cheaper car insurance premium of you choose to pay a higher excess.

How secure is your vehicle is the next question to ask yourself. By fitting a proper alarm and immobiliser it can also reduce your premium. Parking you car off-road, for example on a driveway or in a garage, will also mean a cheaper policy.

By paying your car insurance annually, you will save compared to paying monthly premiums. Pay annually if you can afford it to avoid this, or look for one of the companies who don’t charge extra for monthly payment.

Next, you can save more if you just use your car for social, domestic and pleasure only compared to if you used it for commuting. Even if you are a commuter or use your car a lot, make sure you accurately calculate your mileage as you may be overestimating causing you to have higher than necessary premiums.

These are just some of the methods to save on your auto insurance policy, so start searching and saving today.

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Finding Cheap Car Insurance After An Accident

Premiums of your car insurance increase on several factors like harshness of the accident that took place, up to what extent the accident was because of your fault until it has been place in a no fault zone, the amount of insurance claimed by anyone from the two party, whether a ticket has been received by you or not and whether the accident seems to appear on your motor vehicle report or comprehensive loss underwriting exchange report that is visible to your car insurance company. Each company also have with them a chart that describes clearly how the premiums increase with the increase in number of number of accidents, the person get involved in.

Some of the insurance companies provide accident forgiveness policies. If your insurance company also provides this feature, then you may get eligible for this if and only if you are found at fault in a very minor accident. All the workers of this industry commit that premium rates hike after accidents and this is mostly remained hidden from the outside world. Very few companies provide their members a get out of jail free card for one time only that is considered under accident forgiveness but that is not very famous across the country. The foremost thing that you can do to get cheaper car insurance after an accident is to find the company that provides accident forgiveness and start up with that company.

Some other steps can also be taken by you to decrease your premium after an accident like maintaining a good credit status, getting a car whose model is more resistant to accidents, moving to a safer area, use possible all possible security devices on your car, purchasing a car that is not frequently stolen, park your cars only in garages, and switch your insurance company or threaten them to do so if they increase insurance premiums. Therefore by your threat you may get a better deal. All these factors may bring down your premiums and your cut off in premiums would let you compensate for the increase in premium due to indulging in an accident.

Ask the insurance companies for what reason they have reduced insurance cost and then act quickly to meet the criteria as cheaply as possible. This will ensure you that you have lower and lower premiums every year as you do not get indulge in accidents. Try your best to keep up with additional factors because they help you a lot to reduce your premiums even after accidents as they compensate it.

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Buying Used Cars On The Internet

With so many options of how to purchase today, buying used cars today is more overwhelming than ever. Whether you choose to purchase at a dealership, on the Internet, or through a private seller via a listing in a local paper, there are several options available to the consumer today. If you have a specific model in mind, down to the specific trim level, price point, and even color, the Internet is probably your best bet. Though it may be a bit challenging, you can most likely find exactly what you are looking for on a variety of automotive websites.

Obviously, buying used cars on the Internet poses a number of risks that you may not have to face when buying from a dealership or from a private seller in town. Firstly, you should focus your search locally. Although this may limit your options, buying an automobile of any kind is a huge investment, so you want to be sure that you will be able to go and see it in person. There should be a variety of vehicles that are available in just a matter of a few hours of driving. You don’t want to risk purchasing a vehicle a thousand miles away just to have it break down on your trek home.

You should also know the vehicle you are purchasing inside and out. This is true no matter where you are buying the vehicle. Do as much research as possible about the automobile that you want to get before you commit to handing over any money. Be wary of deals that seem too good to be true, because they probably will be. When buying any used cars, you need to be sure it is thoroughly inspected before you buy. Inspect it yourself the best that you can. If you don’t know anything about cars, look for obvious things such as wear and tear on upholstery, and check to see how the vehicle feels during your test drive. You should get an independent report from a mechanic as well. A mechanical problem doesn’t necessary equal “do not buy,” but it should at the very least contribute to the vehicle’s price.

In many ways, when purchasing used cars on the Internet, you should be taking the same precautions that you would take anywhere. Most importantly, don’t hand over any money until you are able to see the car yourself. You should have it inspected beforehand, and just be cautious before handing over any of your money.

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Solve The Rv Repo Riddle – Discover Where The Dealer Gets His Deals

You probably know someone who has had something repossessed. Have you ever wondered what happens to the property that is repossessed? The RV repo dealers certainly know where to find these vehicles. However, you can buy a repossessed RV as well and you don’t have to go through a middleman to get one.

Why You Should Consider Purchasing a Repossessed RV

There are many reasons to consider purchasing a repossessed RV. Here are three of the best:

1. Many are in nearly new condition. Most repossessions happen within the first six months after the purchase. It makes sense that if someone cannot afford to make the payment on the RV, they probably have not been able to afford to travel either. You may find some of these RV’s have less than a thousand miles.
2. Some banks and financial institutions are only looking to recoup part of the money they are out. Storage costs are also a factor. This means you can really score a great deal with an RV repo.
3. If you are financing the vehicle yourself, you will probably pay a much lower monthly payment because the repo is considered used, even if it was only off the lot for a couple of months.

Where to Find These Units

The dealers purchase repossessed RV’s from a number of sources. However, the one the public is the least aware of is the government auction. Federal, local, and state agencies hold these auctions to get rid of surplus, seizures, and repossessions. The reason why these auctions are not swarmed by people is that they are not advertised very often. You have to have a source to know when and where the auctions are.

That’s where the internet comes in. There are websites that list all the government auctions throughout the country, including in your area. You’ll find just about anything going up for sale, including an RV repo. If you’re ready to find a great deal that many other people aren’t even aware of, try a government auction!

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Craigslist Used Cars

The best thing about using Craigslist to find autos for sale in the USA is that a person can search for any type of vehicle. Whether someone wants a truck, SUV, car or van, they will be able to search for it on Craigslist. Not only can people find these types of vehicles for sale on the site but they can also find specific models. This means that all one has to do is type in exactly what they are looking for and they can type in where the location of the vehicle should be located. This means a person can search for specific makes and models that are being sold within miles of their home.

Not only can a person find autos that are located within the area but they can also choose a price range. If a person wants to find a vehicle that costs no more than $300, then all they do is choose $300 as the highest price that they are willing to pay for a vehicle. Only vehicles $300 and under will show up in the results. It is very easy to find cars that are affordable when using Craigslist.

Another cool thing about using Craigslist is that one can easily find a new or used car. All a person has to do is type in whether or not they are looking for new cars or used cars or even both. If a person wants to search for only new cars, then only cars that are new will appear in the search results. The same goes with used cars.

Anybody can literally find and buy a vehicle from anywhere in America by using Craigslist. A person can search for vehicles in any of the 50 states and search for vehicles in any city in the country. This is great for people who need a car fast, do not drive and do not mind traveling a bit to get a great deal on a brand new vehicle or a used vehicle.

People can also search for vehicles with specific miles on it. If a person wants a vehicle with 10,000 miles or less, then all they have to do is type in that they are searching for vehicles with 10,000 miles or less and only vehicles with 10,000 miles or less will appear in the search results.

The best thing about using Craigslist is that it is extremely fast to search for vehicles. It is also very easy to search for vehicles all over the United States. A person can find a vehicle literally within seconds. Once a person finds a car that they want to buy, they can simply reply to the seller and ask them questions about the car. It really is that easy. Craigslist is simply the best way to find vehicles to buy.

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Advantages Of Wearing Motorcycle Helmets

At high speeds, most motorbike crashes are fatal. However, with the right motorbike helmets, you can protect yourself as well as your passenger. Below are some reasons why you and your passenger should wear a motorcycle helmet.

Flying Objects – Insects, Birds, Dust – and Weather Elements
A riding helmet is important as it protects the eyes from dust and moving air, which can irritate and cause discomfort. This is dangerous because it can make you lose control and resulting in an accident, fatal or otherwise. Helmets will also protect you from stinging insects such as the African bee.

During a rain storm, a helmet will protect you from the downpour and improve your visibility in such conditions.

A helmet will help in maintaining your bodys core temperature when riding under icy conditions. The helmet will also protect your skin from sunburns when riding under sunny conditions.

Crush Safety
Unlike cars, motorbikes are not covered and this exposes you and your passenger to greater danger in case of an accident. Most motorcycle injuries affect the limbs and the skull.

Injuries to the skull are usually fatal, and it is better to protect yourself from such injuries than have to deal with them.

Motorcycle riding helmets have an inner liner and an outer shell. The inner lining is composed of EPS or expanded polystyrene while the outer shell is usually made of fibreglass or thermoplastics such as ABS.

The outer shell protects the skull from sharp objects and abrasion. The inner liner acts as an energy absorber and protects the ears from excessive noise.

Penalties
You and your passenger should wear bike helmets because wearing a helmet is a road safety requirement in most countries. Riding a motorcycle without a safety helmet is a crime punishable by law.

Other Advantages
You should also consider wearing a helmet because helmets are cool. Some of the helmets in the market are designer helmets. You can get a customized helmet designed to your specifications.

Motorcycle helmets are advantageous because there are available in various designs. You can choose between full face helmets, modular or flip-up helmets, off road or motocross helmets, open face or helmets, and half helmets.

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Car Dealer Leasing Tricks

Too often when it comes to auto-leasing, people get so dazzled by the myriad terms and the jargon thrown their way that they end-up paying through the nose, relying on a dealers help than their own informed decision.

Here is a look at some of the tricks dealers use to pad their profits and leave the customers shelling hundreds of dollars more than the deal should be worth.

Trick 1: Leasing always a better deal than buying

Dealers use the lure of lower-monthly payments to entice customers to sign for long-term loans, with terms stretching for five years or more, making the payments even lower. There are two catches with such lengthy contracts: higher mileage, exceeding the prescribed limit, and hefty repair costs.

With leases charging on average 10 to 20 cents a mile for any extra mile over the agreed amount in the contract, and warranties only covering three years, you leave yourself wide open for hefty charges for excessive mileage and wear and tear.

Trick 2: Cheap 2-3% APR rate on your lease

The dealer is not quoting the interest rate you would be paying on your lease; hes rather giving you the lease money factor. Whilst similar to an interest rate and important in determining your monthly payment, a more accurate rate is calculated by multiplying the money factor by 24. For example a cheap 3% money factor is 24 X 0.003 = 7.2%. This gives you a better sense of what your annual interest rate on your lease contract is.

Trick 3: Stress-free early lease termination

Dealers know consumer driving needs change and they would like to have the option of getting out of a lease commitment sometime down the road, before their lease ends. Truth of the matter is, when you sign for a lease, you are effectively saddled with monthly payments for the remainder of the lease term and there is little-choice of getting out early. Lease contracts carry hefty financial penalties for either defaulting on monthly payments or terminating the lease earlier than the scheduled term.

To avoid being on the receiving end of such tried-and-true tricks, educate yourself about leasing. Get down to the nitty-gritty and understand what the leasing terms used by dealers mean. Crunch the numbers along with him and understand how they arrived at the monthly payment figure. Dont sign anything until youve understood all the terms and your numbers much those of the dealer. Do not let the dealer pressure you into signing; you are the one to determine whether the agreement is right for you.

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Used Boat Motors How To Inspect And Buy Used Boat Motors

Before purchasing used boat motors, you must perform a thorough visual inspection from the powerhead to the gearbox, listen well to an audio test as well as ask relevant questions regarding past performance and maintenance service done on them. Needless to say, you must have satisfactory results and answers.

DETERMINE

Before looking at secondhand boat motors, be sure that you know what you want in terms of power requirements, shaft lengths, and operational matters like motor mounting height, trim, ventilation and cavitations.

With the many models available in the market, it is best to search for a specific type of motor that will suit your personal needs. Otherwise, you will waste time and money on the wrong secondhand boat motors. When you have determined your technical specifications, it is time to look.

SEE

First, look for obvious signs of deterioration and damage like corrosions and cracks on the motors exteriors. These are important indications of interior damage as corrosion and cracks mean that excessive quantities of saltwater has entered and frozen inside the motor, respectively. And, of course, these damages might mean that the owners failed to perform proper care of the used boat motors.

If you cant see them personally, request photographs from the owners. Still, you must visually inspect your choices at a later date.

HEAR

Even after a thorough visual inspection, you must request the owners for a test run. Of course, it does not mean that you should have the boat motors attached to a boat, far from it.

Instead, just have the boat motors propped up in an appropriate place and operated in dry land. You must have them run in high speeds for several minutes. You should listen to unusual sounds like knocks, noises, and buzzes. If possible, have someone who knows about used boat motors and whom you trust with you to provide advice.

All throughout your visual and audio inspections, you must ask questions of the owners. These questions must include the service record of the boat motors in relation to what, when, where, why and how these maintenance activities were conducted. When you are satisfied, then purchase the used boat motors!

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Your Smart Checklist For Texas Auto Insurance Shopping

When to Request for Car Insurance Quotes Texas

The most ideal time to ask for a car insurance quote is 30 to 45 days before the renewal date of your existing policy. This time frame allows you enough time to explore more coverage options and take a look at policies offered by other insurance companies without facing pressure to make a hasty decision. Every couple of years is also a good time to request for auto insurance quotes. The important thing is to have more than enough time to compare insurance quotes before making a choice. This enables you to find better deals wherein youll have big savings.

Important Information Needed for a Auto Insurance Quote Texas

Basically, you need to prepare your drivers license number and provide information about all auto accidents and traffic violations in the past three to five years. It would help if you remember all the dates as well. Your rate will partly depend on this information.

Also, insurance companies will want to know the make, model, and year of your car. You can also declare all equipment installed in your car like alarms, wheels, custom paint, trim packages, and how much they are worth.

You would also be asked to provide information about your existing insurance company and the date of renewal. When reviewing new car insurance quotes, make sure that your new coverages is on par with your current policy. Learn more about optional coverages you can avail of but it is recommended that you have Bodily Injury and Property Damage Liability coverages.

As for deductibles, review what you have in your present policy and make a comparison. Most people prefer a USD 250 or USD 500 deductible for Comprehensive and Collision coverages. Be on constantly on the lookout for discounts awarded to low mileage cars or hybrid cars, good standing students, and safe drivers.

Comparing Auto Insurance Quotes Texas

Go for a car insurance quote with corresponding amount of coverage and deductibles as your current plan. If there should be slight differences, be aware of what they are. Make sure to get car insurance quotes Texas of exact amounts and not mere estimates. Try adjusting your limits and deductibles and look at how your rates will change.

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Parts of a Motorcycle Helmet

A lot of people love riding in a motorcycle compared to a car because it feels like flying. Cars maybe luxurious and more comfortable yet it feels like being imprisoned within a machine. But the advantage that it has over motorcycle is in terms of safety. Motorcycle is more prone to accidents because of its size. Because of these wearing a motorcycle helmet has become a mandatory element to be safe. To learn more about helmets, here are the lists of things that we can see if we cut a section of a Full Face helmet:

Outer Shell. Made of either Fiberglass, or a Polycarbonate mixture or specially formulated plastics while expensive models are made Carbon fibers or other very strong light weight materials. It shapes the helmet and provides protection against objects penetrating the helmet.

Safety Liner. Also called “cushion” layer. It is about one inch thick and is made out of expanded Polystyrene or similar synthetic foam material. Safety liner absorbs impact energy in case of a collision.

Inner Liner. Also called comfort liner. It is composed of a moisture absorbing antibacterial fabric and stuffed with soft thin foam to provide comfort. This is the part that is in contact with your skin at all times, so it should breathe well. In some models of helmet, the inner liner is removable so it can be washed.

Chin Strap. This is made out of a very strong fabric and serves as the helmet’s locking device so it does not fly off or falls off the rider’s head especially during impact.

Face Shield. Face shield pivots up and down and has a locking system so the wind cannot slams it open at high speeds. Choose a good quality, optically correct face shield so your vision does not get tired. There are tinted for bright sunny days and clear for all seasons.

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affordable auto insurance with bad credit

Nowadays a lot of individuals are trying to look for affordable auto insurance rates as a result of their background. The Reagan economy as a lot of individuals at God and the bad credit as a result of unforeseen circumstances. In fact it happens to the best of us. Then again auto insurance companies generally on to convict those that do not have the very best credit history. If you happen to be stuck with an auto insurance company does not give you the race because of this you must look elsewhere to discover affordable auto insurance with terrible credit.

In fact there are more companies out there going to be better ways than you can imagine. However having closer each and every single one of them is easier said than done. My most people are looking to have the lowest auto insurance responsible to generally decide to choose up that heavy phone work. The phonebook with a little time to get auto insurance quotes. It’s not a pretty good idea to spend a week on each and every single car insurance company. And then it ought be forced to drive down to their dueling and have a auto insurance broker might’t put down some pricey quotes Don.

The better way to have affordable auto insurance quotes especially if you have bad credit and over online. Spiegel online you have all the time to shop for auto insurance rates. On top of that it is a large amount nfaster to get quotes from reputable insurance companies. Do not have any pushy auto sales member in the neck are forced to disarm and allow them to talk about get a chance to compare the ratings from all the top auto insurance companies. It is imperative to create sure not merely that their affordable but also create sure that it will actually pay you when it comes time to pay up when the car insurance claim.

Cheap Car Insurance Quote

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Norwalk Motorcycle Injury Lawyer

After an horrific accident, moving on seems much difficult than what other people make it sound. This is complicated by lack of resources which can make all this possible. Norwalk Motorcycle Injury Lawyer is there to help you get as much financial assistance as possible, so that you can embark upon the road to recovery. A good attorney will guide you to get the justice and compensation that you need and deserve.

Role played by a legal counselor: >

Norwalk Motorcycle Injury Lawyer is committed to upholding justice and defending the rights of innocent victims. Therefore, if you feel that your accident was the result of someone else’s fault or carelessness, then you should contact a good legal counselor at the earliest.

They will take from you all details that you can provide them and analyze the information. This initial brainstorming will help them to identify who is the culprit.

Subsequently, they will use their resources to gather more information in this regard. Incontestable proof is crucial for ensuring that your case stands up to the judicial scrutiny. A skilled and experienced legal counselor can swiftly accumulate all essential evidence.

Coming to the most important aspect of the whole deal. Your legal representative will make efforts to compute how much financial compensation you deserve. For this also, they will gather plenty of vital evidence and arrange for all possible back up to strengthen the claim.

They will put together a watertight and strong case, and contact relevant witnesses also. They will coach all of you to give a clear and honest testimony, so that the court will be convinced of the validity of your claim.

A good firm and representative will guide you at every step of the process and not rest until they have obtained justice for you.

Moreover, they are aware of the financial struggles you are undergoing. Therefore, they will not charge you anything unless they win your case for you. Therefore, you have nothing to lose if you contact them.

Norwalk Motorcycle Injury Lawyer will help you to regain hope and confidence. They will help you to get the much needed financial support to rebuild a new life for yourself. Do not delay in contacting them, otherwise the deadline for filing legal action will elapse. The sooner you contact them, the sooner you will be able to get your life back on track.

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Are Affordable Auto Insurance Rates Possible

You have many options when it comes to auto insurance. Auto insurance directors know that the industry is extremely competitive and will always offer affordable auto insurance rates, no matter what the coverage. That means that, in order to find affordable auto insurance rates, you need to shop around. You should make it a point to shop around for affordable auto insurance rates every few months so that you can ensure that you’re paying the absolute lowest rates possible. It doesn’t matter if you have liability or full coverage. You should be paying affordable auto insurance rates. If not, then you may just be throwing your money down the drain.

Getting Quotes

If you have access to the internet, then you are mere minutes away from getting quotes from every single auto insurance provider in your area. Most companies these days will do a comparison quote of their competition as well. That way you can see whether or not they will save you money. In order to get an accurate quote for the same coverage you’re getting now, you need to go to your current provider to get a copy of your policy. That will provide you with all the information you need to get the most accurate affordable auto insurance rate possible.

Every Few Months

When you find an affordable auto insurance rates, don’t just rest on your laurels. What you’re paying right now may not be competitive a few months from now. So do yourself a favor and do an affordable auto insurance rate comparison quote every few months just to make sure that you’re paying the absolutely lowest rates possible. If you can save hundreds of dollars a year by doing this, why wouldn’t you?

Affordable auto insurance rates are something everyone wants and they can be had with a little homework. If you need insurance, as it’s against the law not to have it, you only want to pay the minimum amount for the best coverage possible. This can be had and it can all be yours, as long as you’re proactive and you get online and do a price comparison quote every few months.

Staying With Your Insurance Company

Now, a word must be said about insurance companies. When you’re with a company with a long time, they may work with you to give you an affordable auto insurance rate instead of losing you to another company. It doesn’t hurt to try.

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Benefits of Motor Fleet Insurance Policy over Individual Vehicle Insurance

Almost every business uses commercial vehicles to run its business operations efficiently. Like any other physical asset of the business, these vehicles are very valuable and should be insured. When it comes to insuring the commercial vehicles, business owners have two options. They can get individual insurance policy for each vehicle or cover all the vehicles in one comprehensive insurance policy. In this article, we will discuss on this topic in detail and see which one is better.

One thing is for sure, you should get your commercial vehicle insured. According to Continuous Insurance Enforcement (CIE) law, every registered vehicle must have valid insurance at all times. This law in UK, states that it is an offense to keep vehicles without insurance and a huge penalty will be imposed on vehicle owners for not having insurance for their vehicles.

Though this law is not introduced in Northern Ireland, still it is mandatory to have adequate insurance cover for any motor vehicle that is used or left on a public highway. So, if your business uses vehicles, it is legally necessary to have vehicle insurance.

Motor fleet insurance policy Now that we are clear about the importance of insurance policy, we need to look for the options. As discussed earlier, we can either take individual insurance policies or go for a single policy, where several vehicles of any type are covered. Also called as motor fleet insurance, the latter one is a good option for companies having four or more commercial vehicles. However, the former option (individual insurance policy) is suitable for businesses with one or two vehicles. If your business has more than three vehicles, consider choosing motor fleet insurance. Here are its benefits.

Benefits over individual vehicle insurance policy There are many benefits of fleet insurance policy over individual vehicle insurance. This policy simply ensures that each and every vehicle of the business is outlined in a single policy.

Avoids the hassles of handling different insurance policies: Fleet insurance not only provides the benefit of covering all vehicles under a single policy, but also helps you stay away from the issues that arise while handling various insurance policies. You need not worry about the renewals of each and every individual policy of different vehicles. It is easy to handle fleet insurance – all vehicles will have single renewal date; single set of options and conditions; same process to claim, etc.

Provides coverage for the insurer/driver: Many fleet insurance policies also cover the insurer/driver, which is a must have in todays environment. Also there are cost implications to fleet vehicles with younger drivers. So, the premium rates may depend on the scope of the driving restrictions requested.

Saves time and money: Motor fleet insurance provides major benefits in terms of money and time. Since many vehicles are covered in a single policy, the premium will certainly be less than the sum of individual insurance policy premiums. Since all vehicles are covered under one policy, you can save a lot of time on tracking and maintaining various policies.

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Tim Evans Auto Repair Shop Attracts Customers To Boost Business

Tim Evans immediately noticed an increase in business after embracing the idea of marketing. The biggest result is that were still in business, says Tim. A lot of shops cant say that.

Evans Tire and Automotive Center is located in a highly competitive area in Smithfield, North Carolina. Like many other shops, sales began to slip. Tim knew he needed to do something to keep his repair shop open. Tim explains, Marketing really became a priority for us and its gone over well with the community. Now were known in our area for doing a lot of unique things with our marketing strategies.

Overview
As with many auto mechanics, repairing cars has always been in Tim’s blood. He was raised with a father that was a mechanic and owned his own shop since 1972. Tim jumped on board in 1980 and then later took it over from his father. His shop currently has a 13 to 15 bay capacity.

Serving the Smithfield community for more than 30 years, this shop offers a full line of tire services and auto repair for all makes and models and also sells competitively priced tires. Tim’s shop is an American Car Care Center where customers can benefit from warranties on automotive work, flat repairs and road hazards.

Challenges
Tim was faced with the challenge of keeping his auto shop open in a highly competitive area. As other shops were closing down he connected with Ron and learned how to attract and maintain the right type of customer.

Tim needed to find customers that would require repeat business. He had to learn how to market to these potential clients to first of all keep his shop open and then secondly to expand it.

Goals
Differentiate the shop from the competition.
Decrease overhead.
Increase capital, cash flow and net profits.
Implement streamlined operational systems.

Methods
By examining buying habits and the overall financial trend of the community, Tim was able to identify his desired customer and then develop a number of strategies that would successfully reach them. Its not about having one strategy that works really well, says Tim. Its about having 100 different strategies that all work a little bit.

Tim also utilized the methods that he learned from networking with other shop owners in Ron Ipachs Elite Mastermind groups. He explains, You can learn so much from your peers. All of these people in the group bring different experiences to the table. And you can get input on your particular challenge from numerous different people its been invaluable to me.

Conclusion
I wonder if we would even be here if we had not started marketing, says Tim. Marketing is a necessary evil; youve got to be in contact with your clients. Its very competitive out there, complexity of the world as a whole; youve got to market!